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Social Security Myth Vs Facts 

Social Security will run out of money soon and won't pay benefits.

Social Security is projected to be able to pay full benefits until 2034 and partial benefits thereafter.

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You won't get Social Security benefits if you have a job after retirement.

You can work and still receive Social Security benefits, although your benefits might be temporarily reduced if you earn above certain limits before full retirement age.

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If you don’t pay Social Security taxes, you won’t get any benefits.

Generally, you need to pay Social Security taxes for at least 10 years to qualify for benefits, but some exceptions exist for spouses and survivors.

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Social Security is only for retirees.

Social Security provides benefits not only for retirees but also for disabled workers and survivors of deceased workers.

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The amount you receive from Social Security is the same for everyone.

Social Security benefits vary based on your lifetime earnings and the age at which you start collecting benefits.

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